The mid-life income squeeze faced by households aged between 35-44 leads almost half (48%) of those who stop saving into a pension do so because of cash flow troubles according to exclusive polling in a new report from leading think tank the Social Market Foundation.
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This morning’s post-Autumn Statement briefing at the Resolution Foundation, kicked off by Martin Wolf, was on the whole scathing about the Chancellor’s announcements. Wolf repeated what he said in his FT column that the ambitions on future public spending cuts … Continued
This is an intensely political Autumn Statement with an economic argument behind it. The future course of deficit reduction is specifically designed in order to underline the Conservatives’ long term focus. But the argument for it is made in terms … Continued
The potential of Western development aid and assistance, aimed at lifting the world’s poorest out of poverty, is often ‘wasted’ in countries lacking functioning, accountable institutions and where the rule of law is not fully established, according to a new … Continued
British consumers want better business behaviours in financial services and would be willing to switch provider to get it, according to exclusive polling in a new report from the Social Market Foundation (SMF).
In the lead up to the Chancellor’s Autumn Statement, SMF’s new briefing reveals the scale of the deficit waiting for the next Government with entirely new numbers.
SMF researcher Ben Richards summarises the latest of our ESRC sponsored Chalk + Talk series where Professor Eric Kaufmann, University of London, presented his work on the white British response to ethic change
SMF Director Emran Mian writes about Labour, Ed Miliband and the Europe question
SMF researcher Ben Richards summarises the latest of our ESRC sponsored Chalk + Talk series where Professor Bridget Anderson, University of Oxford, presented her work asking: who is the ‘migrant’, and why should ‘we’ be worried?
Dr Mirko Draca reflects on the findings of a new SMF policy briefing published last week in partnership with the CAGE research centre at the University of Warwick.
That’s the question raised by the news today that Government is looking at a tax free ISA for peer to peer lending.
Why should we worry about the £100 billion a year deficit? The Conservatives aren’t, they’ve announced tax cuts, and Ed Milliband couldn’t even remember to put it in his speech. But there is one reason to worry, and that’s the currency.
Tax revenues flowing into the Treasury would make a big difference to the amount of spending cuts needed argues Chief Economist Nida Broughton ahead of Chancellor George Osborne’s speech to the Conservative Party conference.
SMF Director Emran Mian reflects on Ed Miliband’s speech to Labour Party Conference 2014
SMF Director Emran Mian poses, although may not happen, let’s assume Scotland votes Yes…what happens next?
As part of our ESRC-sponsored Chalk + Talk series, Professor Alison Wolf presented her recent work on the new pattern of inequality that is emerging among women. SMF Chief Economist Nida Broughton summarises the session in this blog.
Shadow Minister for Universities, Science and Skills, Rt Hon Liam Byrne MP, sets out options for reform of Britain’s universities to boost the country’s knowledge economy and open high paying technical and professional jobs to the ‘forgotten 50 per cent’.
The Chancellor’s ISA changes have led to a bump in July’s savings figures. SMF Economist Katie Evans asks whether policy can do more to encourage efficient investments?
SMF Researcher Ben Richards outlines the discussion from Professor Charlie Jeffery’s Chalk + Talk discussion on the state of the Scottish Independence debate.
SMF Chief Economist Nida Broughton looks at the latest ONS figures showing a rise in self-employment and asks whether this is good for the UK economy.
SMF Research Associate Cormac Hollingsworth looks at the FCA’s announcement which places restrictions on retail investors buying bank bonds known as ‘Cocos’.
SMF Director Emran Mian examines whether government is more efficient than it was in 2010?
SMF Research Associate Arthur downing argues that without major structural reform, history suggests that mutualising the NHS is a bad idea.
SMF Economist Katie Evans takes a look at today’s latest business lending figures and explores why, despite an overall rise in business lending, lending to SMEs continues to fall.
Britain stands on the verge of an entrepreneurial revolution that could do wonders for our economy, but the current state of public policy is holding us back say Kitty Ussher and SMF Chief Economist Nida Broughton, authors of a new SMF publication on entrepreneurship.
The government must remove the barriers holding back potential entrepreneurs from starting the high-value, growth boosting companies which are key to unlocking UK productivity, says a new study by the Social Market Foundation (SMF) think tank.
SMF Chief Economist Nida Broughton blogs on today’s SMF keynote speech from the Business Secretary Vince Cable.
SMF Director Emran Mian looks ahead to this week’s mortgage figures from the Council of Mortgage Lenders.
We have some of the best universities in the world and, recognising their critical role in social mobility, we insist that access is determined by merit rather than by means. Yet when it comes to our independent schools, we accept … Continued
Children who attend private school will earn £193,700 more on average in their early careers than their state educated peers, according to a new independent report by the Social Market Foundation (SMF) think tank which analyses the Sutton Trust’s Open … Continued
Yesterday, Mark Carney announced two new FPC recommendations reining in the mortgage market.
Now we look different: a new logo, a new website, a new look for our publications.
SMF Chief Economist Nida Broughton outlines the discussion from Professor Patrick Dunleavy’s Chalk + Talk discussion on public sector productivity.
SMF Director Emran Mian takes a look at the state of regional banking in the UK in the wake of TSB’s IPO today.
Labour’s reform proposals outlined today may be radical, but only in the sense of the state retreating from helping young people says Social Market Foundation Director Emran Mian.
The news today has been filled with discussion of the imminent cash crisis in the NHS. Reports suggest that by next year there will be a black hole of £2bn. But SMF Research Director Nigel Keohane believes that muddling through and finding a way of coping with this immediate shortfall ignores the fundamental problems.
SMF Chief Economist Nida Broughton outlines the discussion of a policy roundtable SMF hosted a roundtable with researchers from the University of Warwick’s Centre for Competitive Advantage in the Global Economy – Professor Chris Woodruff and Dr Rocco Macchiavellio – who presented their findings from a range of studies in developing countries, including Sri Lanka, Chile and Kenya.
Today’s reports from the Social Mobility and Child Poverty Commission should explode the idea that we will have made any substantial progress on reducing child poverty by 2020. In the face of this, SMF Director Emran Mian argues that we may need to start talking about alternative measures for what success looks like by 2020 and then derive a policy programme from those.
The government must do more to “widen ladders of opportunity, smash glass ceilings and back the British underdog” says Conservative MP Dominic Raab in his new pamphlet The Meritocrat’s Manifesto, to be published by the Social Market Foundation (SMF) think tank on Wednesday 11th June.
SMF Director Emran Mian looks at the Queen’s Speech and argues that one of the dividing lines in politics – between collectivism and individualism – is vanishing.