SMF Economist Katie Evans takes a look at today’s latest business lending figures and explores why, despite an overall rise in business lending, lending to SMEs continues to fall.
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Britain stands on the verge of an entrepreneurial revolution that could do wonders for our economy, but the current state of public policy is holding us back say Kitty Ussher and SMF Chief Economist Nida Broughton, authors of a new SMF publication on entrepreneurship.
The government must remove the barriers holding back potential entrepreneurs from starting the high-value, growth boosting companies which are key to unlocking UK productivity, says a new study by the Social Market Foundation (SMF) think tank.
SMF Chief Economist Nida Broughton blogs on today’s SMF keynote speech from the Business Secretary Vince Cable.
SMF Director Emran Mian looks ahead to this week’s mortgage figures from the Council of Mortgage Lenders.
We have some of the best universities in the world and, recognising their critical role in social mobility, we insist that access is determined by merit rather than by means. Yet when it comes to our independent schools, we accept … Continued
Children who attend private school will earn £193,700 more on average in their early careers than their state educated peers, according to a new independent report by the Social Market Foundation (SMF) think tank which analyses the Sutton Trust’s Open … Continued
Yesterday, Mark Carney announced two new FPC recommendations reining in the mortgage market.
Now we look different: a new logo, a new website, a new look for our publications.
SMF Chief Economist Nida Broughton outlines the discussion from Professor Patrick Dunleavy’s Chalk + Talk discussion on public sector productivity.
SMF Director Emran Mian takes a look at the state of regional banking in the UK in the wake of TSB’s IPO today.
Labour’s reform proposals outlined today may be radical, but only in the sense of the state retreating from helping young people says Social Market Foundation Director Emran Mian.
The news today has been filled with discussion of the imminent cash crisis in the NHS. Reports suggest that by next year there will be a black hole of £2bn. But SMF Research Director Nigel Keohane believes that muddling through and finding a way of coping with this immediate shortfall ignores the fundamental problems.
SMF Chief Economist Nida Broughton outlines the discussion of a policy roundtable SMF hosted a roundtable with researchers from the University of Warwick’s Centre for Competitive Advantage in the Global Economy – Professor Chris Woodruff and Dr Rocco Macchiavellio – who presented their findings from a range of studies in developing countries, including Sri Lanka, Chile and Kenya.
Today’s reports from the Social Mobility and Child Poverty Commission should explode the idea that we will have made any substantial progress on reducing child poverty by 2020. In the face of this, SMF Director Emran Mian argues that we may need to start talking about alternative measures for what success looks like by 2020 and then derive a policy programme from those.
The government must do more to “widen ladders of opportunity, smash glass ceilings and back the British underdog” says Conservative MP Dominic Raab in his new pamphlet The Meritocrat’s Manifesto, to be published by the Social Market Foundation (SMF) think tank on Wednesday 11th June.
SMF Director Emran Mian looks at the Queen’s Speech and argues that one of the dividing lines in politics – between collectivism and individualism – is vanishing.
Chief Economist Nida Broughton looks at ONS figures showing that in the last quarters of 2013 the UK was largest current account deficit on record
SMF Research Director Nigel Keohane examines Pension Minister Steve Webb’s plans to bring collective pensions to the UK.
SMF Director Emran Mian looks at figures from the British Retail Consortium’s Payments Survey that appear to show cash is slowly falling out of favour with Britain’s shoppers as the preferred way to pay.
SMF Director Emran Mian continues his journey through the publications archive
Social Market Foundation Director Emran Mian looks at how cash might be the real villain when it come to rising prices in the UK housing market
SMF Research Director Nigel Keohane looks at Ed Miliband’s National Minimum Wage announcement.
Social Market Foundation Director Emran Mian offers analysis of a new ONS survey of wealth which reveals a savings slump – the proportion of households with a savings account has slumped from 68% to 58% between 2008/10 and 2010/12.
Social Market Foundation Director Emran Mian looks into how silver and gold prices are set.
SMF Director Emran Mian continues his journey through the Social Market Foundation archives. This week he finds a publication dating from 1993 by Evan Davis (now of BBC) setting out the stall for what we would now term ‘Free Schools’.
SMF Senior Economist Nida Broughton examines today’s surprise Halifax figures showing a slight dip in UK house prices.
SMF Research Associate Cormac Hollingsworth pores through the Annual Report of Co-op Bank and finds it provides some useful information about what happens to bank deposits when an institution is under stress and the effect of the government’s guarantee on bank deposits.
SMF Director Emran Mian writes a short blog about Thomas Piketty. As such, there are probably three things that are worth saying at the outset. One, he’s read the book – check. Two, he read it because he is worried about inequality. But three, he’s pretty suspicious of general theories in anything other than philosophy. Most days he’d take a bit of Parfit over a set of charts.
SMF Research Associate Cormac Hollingsworth asks whether ‘RBC-nice’ will be a banking culture change meme?
Advancing the skills of low-paid workers is essential if the UK is to make work pay and remain globally competitive says the Social Market Foundation (SMF) in its new report, Making Progress: Boosting the skills and wage prospects of the low paid, released on Monday 28 April 2014.
The latest deliberations of the Bank of England’s Monetary Policy Committee published this week provide some good Easter cheer, with members concluding that ‘it was likely that productivity had started to rise after several years of stagnation’. This may mean that real wages can start to edge upwards once again. But SMF Research Director Nigel Keohane believes that before we get too excited we should look properly at our baseline on both pay and productivity.
Today’s ONS figures show the self-employed account for just under 15% of total employment, the highest it has been in two decades. The numbers in self-employment have grown by over 7% in year, compared to growth of just 1.6% in the number of employees. SMF Chief Economist Nida Broughton asks whether this a good thing or not?
Emran Mian’s journey through the SMF archive continues. Today’s choice is Hutton vs Skidelsky on the future of the welfare state.
As the economy is starting to recover, there has been a ferocious debate about the cost of living and the squeeze this has forced on middle-income families – SMF Chief Economist Nida Broughton examines the role of consumer power.
A new report, ‘Riders on the Storm: Britain’s middle income households since 2007′, launched by the Social Market Foundation on Monday 7th April, suggests that the squeeze on living standards is being exaggerated.
Today we publish a new report on middle income households. But you know their story, right? The operative verb is to squeeze, or to be squeezed. Emran Mian outlines the report’s findings.
Chalk + Talk chair Nida Broughton outlines the discussion at Professor Dieter Helm’s session on the future of energy policy
SMF Director Emran Mian looks at how technology can drive competition in retail banking.
Research Director Nigel Keohane looks at the problem of in-work poverty following a policy roundtable at the Social Market Foundation.