Markets are the best way to create and distribute wealth, but they don’t always work well for all the people in them. We research ways that sensible interactions between the state and the private sector can maximise growth and fairness.
Banking and competition in the UK economy
This report explores the state of competition in the UK economy, and the extent to which supposedly competitive markets are delivering good outcomes for customers, with a particular focus on the retail banking sector. It sets out a range of policy recommendations for enhancing competition in the banking sector and the UK economy more broadly.
|Published:||10 May 2021|
|Author(s):||Scott Corfe, Aveek Bhattacharya, Richard Hyde|
Banking on building back better – How can a stakeholder economy help rebuild the UK after COVID-19?
This essay series, collected in partnership with the Chartered Banker Institute, re-evaluates the concept of the stakeholder economy in light of the economic and social shockwaves delivered by the Coronavirus pandemic.
|Published:||16 March 2021|
|Author:||Social Market Foundation|
Double or nothing? Assessing the economic impact of gambling
This report explores the economic footprint of the entire gambling industry and its sub-sectors, and considers the extent to which the “economic defence” of business as usual stands up to scrutiny.
|Published:||10 March 2021|
|Author(s):||Scott Corfe, Aveek Bhattacharya, Jake Shepherd|
Safe as houses: strengthening the UK’s mortgage safety net
This report explores the subject of “mortgage safety nets” - support for mortgage-holders in the event of loss of income or employment.
|Published:||25 February 2021|
|Author(s):||Scott Corfe, Amy Norman, Jake Shepherd|
The Government has committed to ensuring nationwide gigabit broadband coverage by 2025. This report finds that without significant policy reform, the Government is unlikely to meet its target of full fibre to the premises (FTTP) rollout within the next five years.
|Published:||07 October 2020|
|Author(s):||Scott Corfe, Richard Hyde, Kathryn Petrie|
Alcohol-free and low-strength drinks: understanding their role in reducing alcohol-related harms
This report examines the market for alcohol-free and low-strength products – “NoLo drinks” - in the UK. It explores recent trends in the market; consumer demographics and habits; the regulation and marketing of NoLo products; and the potential impact on health outcomes.
|Published:||08 September 2020|
|Author(s):||Scott Corfe, Richard Hyde, Jake Shepherd|
Gambling review and reform: towards a new regulatory framework
This report puts forward a series of policy recommendations ahead of the Government’s anticipated review of the 2005 Gambling Act.
|Published:||05 August 2020|
|Author(s):||James Noyes, Jake Shepherd|
Paying for the coronavirus
This report, written by leading taxation policy expert Michael Johnson, calls for tens of billions of pounds of new taxes to be levied on increases in the value of homes to ensure the costs of the coronavirus crisis do not fall unfairly on younger people. By imposing a new "Property Capital Gains Tax", the Treasury could accrue £421 billion over the next 25 years.
|Published:||23 July 2020|