Latest Publications

Markets are the best way to create and distribute wealth, but they don’t always work well for all the people in them. We research ways that sensible interactions between the state and the private sector can maximise growth and fairness.

Latest Publications:

Publication

The case for extending automatic pension enrolment to young workers

In this briefing, Gareth Davies MP makes the case for young workers to be automatically enroled into a workplace pension scheme. He argues that, instead of waiting until the age of 22, extending automatic enrolment 18-21-year-olds will better equip them meet the challenges of their generation.
Published: 15 March 2022
Author: Social Market Foundation
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Publication

Where next for the private rented sector?

This report seeks to understand how the private rented sector might develop in the years to come, on the basis of a nationally representative survey of 1,376 adults in rented accommodation, and modelling of possible future trajectories for the housing market. Our survey finds a clear appetite from renters for policy action – both to improve the experience of renting and to help more renters to buy.
Published: 14 March 2022
Author(s): Amy Norman, Aveek Bhattacharya
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Publication

The Case for a Statutory Gambling Levy

This paper makes the case for introducing a statutory levy on the gambling industry, to be overseen by a new independent board led by the Department of Health and Social Care. The paper surveys the current voluntary system of industry funding for harm reduction. It finds that the voluntary system is structurally flawed and has failed in its approach.
Published: 13 March 2022
Author: Dr James Noyes
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Publication

Investing in social value: Perspectives from the real estate sector

This briefing paper examines the role of “social value” in real estate decision-making in the UK. In addition to providing an overview of existing social value literature, the paper presents findings from a series of depth interviews with expert stakeholders in the real estate and investor community.
Published: 10 March 2022
Author(s): Scott Corfe, Linus Pardoe
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Publication

A Guiding Hand: Improving access to pensions advice and guidance

This report calls on the Government to improve access to and quality of pensions advice and guidance to reduce the risk of financial harm caused by under-saving as well as sub-optimal decisions made at the point of decumulating a pension pot.
Published: 23 February 2022
Author(s): Scott Corfe, Matthew Oakley, Joe Ahern
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Publication

Banking on change: Expanding the role of banks and building societies in supporting financial resilience

This briefing paper explores the role that banks and building societies can play in bolstering financial resilience and improving outcomes for vulnerable customers. It calls for financial institutions to be made to compete with each other on providing quality financial wellbeing services, and ultimately empower customers.
Published: 16 February 2022
Author: Scott Corfe
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Publication

Installing for time? New evidence on the attitudes of home heat installers towards decarbonisation and heat pumps

This report draws attention to the home heat workforce - the plumbers, heating and gas engineers, and installers - who will be playing an essential in delivering the UK's net zero targets. It provides much-needed insight into the challenges and barriers facing the industry, and highlights the need for policymakers to step in and address them.
Published: 08 February 2022
Author(s): Amy Norman, Niamh O Regan
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Publication

Capital concerns: Poverty in London and the role of business in helping tackle it

This report calls attention to the scale of in-work poverty in the UK and London today, what drives it, and the impact it has. It is a part of a wider project – created in partnership with Trust for London - to develop a new benchmark that helps businesses tackle in-work poverty.
Published: 23 January 2022
Author(s): Richard Hyde, Jake Shepherd
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Publication

The Retirement Housing Dividend: Exploring the case for an expansion of retirement housing in the UK

This provocation paper explores the case for an expansion of retirement housing in the UK. It demonstrates that specialist retirement housing brings with it a range of benefits to government, retirees and wider society. This “retirement housing dividend” should be quantified and considered by policymakers, and embedded into local strategies.
Published: 05 December 2021
Author: Scott Corfe
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