Latest Publications
Personal Finances
Latest Publications:
Publication
A switch in time: The evolution of Britain’s personal current account market
New report examines the evolution of the personal current account market in the UK and looks at whether banking competition has improved since 2000.
Published: | 08 September 2016 |
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Author: | Emran Mian |
Publication
Fixing Family Finances: Taking a household view to improving financial capability in Great Britain
This report takes a fresh look at financial capability in Great Britain. It extends previous work using the Wealth and Assets Survey to understand the nature and drivers of the problem that Britain faces and make recommendations for how capability and outcomes can be improved. Overall the research suggests that one in every eight people has low financial capability.
Published: | 22 April 2016 |
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Author: | Matthew Oakley |
Publication
Longer Lives, Stronger Families? The changing nature of intergenerational support
Drawing on new public polling as well as long-run data, this report charts how the shape of the extended family has evolved over time, before going on to explore how the support given across the intergenerational family has changed historically and how it may alter in the future.
Published: | 09 February 2016 |
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Author: | Nigel Keohane |
Publication
Balancing Bricks & Click: Understanding how consumers manage their money
This report examines what the balancing act between physical and online financial services mean for competition, the provision of financial advice and financial inclusion.
Published: | 28 January 2016 |
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Author: | Katie Evans |
Publication
Golden Years? What freedom and choice will mean for UK pensioners
This research uses modelling to assess the implications for UK retirees were they to follow similar paths to those exhibited by individuals in Australia and the United States of America, countries where they have similar pension freedoms.
Published: | 03 November 2015 |
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Author(s): | Nigel Keohane, Ben Richards, Katie Evans |
Publication
Should switch, don’t switch: Overcoming consumer inertia
This report draws on insights from social psychology and behavioural economics to improve our understanding of consumer behaviour.
Published: | 03 October 2015 |
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Author: | Ben Richards |
Publication
Good Pensions: Introducing social pension funds to the UK
The purpose of this joint paper the Social Market Foundation and Big Society Capital is to explore why and how social pension funds should be introduced in the UK.
Published: | 02 September 2015 |
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Author: | Nigel Keohane |
Publication
Wealth in the Downturn: Winners and losers
They were poorly prepared for this, having run down savings and taken on increasing amounts of debt during the 2000s. It is estimated that the high levels of household indebtedness...
Published: | 10 March 2015 |
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Author(s): | Nida Broughton, Ben Richards |
Publication
Bargaining on a low income: A better deal for consumers
This report draws on new data analysis, interviews and focus groups, and a nationally representative poll to provide an in-depth understanding of low income consumers' experiences of value in different markets. It sets out four key areas to be addressed by policymakers to ensure markets are better tailored to the needs and demands of low income consumers.
Published: | 25 February 2015 |
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Author: | Ben Richards |