Latest Publications

This briefing paper examines the role of “social value” in real estate decision-making in the UK. In addition to providing an overview of existing social value literature, the paper presents findings from a series of depth interviews with expert stakeholders in the real estate and investor community.

This report calls on the Government to improve access to and quality of pensions advice and guidance to reduce the risk of financial harm caused by under-saving as well as sub-optimal decisions made at the point of decumulating a pension pot.

This briefing paper explores the role that banks and building societies can play in bolstering financial resilience and improving outcomes for vulnerable customers. It calls for financial institutions to be made to compete with each other on providing quality financial wellbeing services, and ultimately empower customers.

This report explores the state of competition in the UK economy, and the extent to which supposedly competitive markets are delivering good outcomes for customers, with a particular focus on the retail banking sector. It sets out a range of policy recommendations for enhancing competition in the banking sector and the UK economy more broadly.

This report explores the economic footprint of the entire gambling industry and its sub-sectors, and considers the extent to which the “economic defence” of business as usual stands up to scrutiny.

The Government has committed to ensuring nationwide gigabit broadband coverage by 2025. This report finds that without significant policy reform, the Government is unlikely to meet its target of full fibre to the premises (FTTP) rollout within the next five years.

This report examines the market for alcohol-free and low-strength products – “NoLo drinks” - in the UK. It explores recent trends in the market; consumer demographics and habits; the regulation and marketing of NoLo products; and the potential impact on health outcomes.

This report puts forward a series of policy recommendations ahead of the Government’s anticipated review of the 2005 Gambling Act.

In a personal essay, Tim Pitt, formerly a special adviser at HM Treasury, argues that the government of Boris Johnson should give greater priority to acknowledging and addressing inequality of income and wealth in Britain.